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Wednesday, May 19, 2010

Do I really need Travel Insurance?

We commonly get asked if Insurance is important when cruising.
The simple answer is YES YES YES!

Even if you are only cruising along the Australian shore you will need comprehensive international travel insurance.

Ensure you are covered for general medical expenses, cancellation and amendment charges, existing medical conditions, hospitalisation and medical evacuations. A Medivac from Noumea to Australia for example can cost $35,000!

Most cruiselines medical charges are very expensive as all treatments and medicines are charged at Private Rates. A recent passenger needed antibiotics for a chest infection and was charged AU$187.00!!

By taking out Insurance at the time of depositing your cruise, you will also be covered for any loss of deposit if you need to cancel before cruising, if cancelling due to illness or unforeseen circumstances.

The cost of Travel Insurance is a small price to pay for peace of mind.
Cruises Online recommend the following insurance:
Australians: http://www.covermore.com.au
New Zealanders: http://www.travelsure.co.nz

Please see the Department of Foreign Affairs website at smartraveller.gov.au or safetravel.govt.nz for more information on travel safety as well.

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